Surplus funds in Ohio: the rules, straight.
We recover foreclosure surplus, tax sale overages, and vehicle/boat/RV repossession surplus here.
Foreclosure / mortgage surplus
Yes — we recover this here.
Clerk of courts holds the residue (R.C. 2329.44); simple clerk claim.
No pre-escheat cap; top-5 REO volume.
Tax sale overages
Yes — we recover this here.
Clerk claim in the tax case (R.C. 5721.20).
No pre-escheat cap.
Courtroom requirement: Standard claims here are administrative — no attorney legally required for a routine filing.
If nobody claims it: Mortgage surplus: 90 days with clerk → county (still claimable). Tax: 3 yrs → land bank. Post-escheat R.C. 169.13: 10% cap + 2-yr wait.
Cars, boats & RVs in Ohio: Vehicle/boat/RV repo surplus: UCC § 9-615(d) obliges the LENDER to return the surplus; § 9-616 explanation on request; § 9-625(c)(2) statutory damages for noncompliance. Demand-letter work against the secured party — no county, no state surplus-fee cap in this table.
This page summarizes public statutes for general information — it is not legal advice, rules change, and unverified items are confirmed by our desk (and counsel where needed) before any agreement is papered. Primary source: https://codes.ohio.gov/ohio-revised-code/section-169.13 · https://codes.ohio.gov/ohio-revised-code/section-169.16
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