Surplus funds in Arizona: the rules, straight.
We recover foreclosure surplus, tax sale overages, and vehicle/boat/RV repossession surplus here.
Foreclosure / mortgage surplus
Yes — we recover this here.
Trustee deposits with county treasurer; verified court application (§ 33-812).
Contracts signed ≤30 days after the sale are VOID; fees over $2,500 need court approval. Process cost, not a ban.
Tax sale overages
Yes — we recover this here.
Post-SB 1431 (2024): excess-proceeds procedures §§ 42-18204, 42-18231–36.
New regime — verify county practice as it ramps.
Courtroom requirement: Process here varies enough that we route files through counsel review — included in the same contingency deal.
If nobody claims it: Tax excess: 90 days unclaimed → unclaimed property.
Cars, boats & RVs in Arizona: Vehicle/boat/RV repo surplus: UCC § 9-615(d) obliges the LENDER to return the surplus; § 9-616 explanation on request; § 9-625(c)(2) statutory damages for noncompliance. Demand-letter work against the secured party — no county, no state surplus-fee cap in this table.
This page summarizes public statutes for general information — it is not legal advice, rules change, and unverified items are confirmed by our desk (and counsel where needed) before any agreement is papered. Primary source: https://www.azleg.gov/ars/44/00327.htm · https://azdor.gov/unclaimed-property
Nearby rulebooks
Think Arizona is holding your money?
Five minutes, zero cost. We verify the record and tell you the truth about what's there — including when the answer is nothing.