One rule, four lanes: the extra money is yours.
Foreclosures, tax sales, HOA sales, repossessions, marina and storage liens — when the forced sale beat the debt, the law routes the difference back to the former owner. We work all four lanes, nationwide.
Homes & land
When a foreclosure, tax, or HOA sale brings in more than the debt, the difference is surplus — and by law it belongs to the former owner, not the bank and not the county. We find it in the record, file the claim, and get you paid.
How home recovery worksCars & trucks
Federal commercial law adopted in every state is blunt: after a repossession sale, the lender "shall account to and pay a debtor for any surplus." Lenders rarely volunteer it. We make them.
How vehicle recovery worksBoats
Marina and storage lien sales satisfy the yard’s bill — not erase your ownership of every dollar above it. Same for lender repos under the UCC. If the sale cleared more than the debt, that surplus is claimable.
How boat recovery worksRVs & campers
RVs are high-value assets that get sold over small storage debts and mid-loan repos — exactly the recipe for surpluses. The law routes that excess back to you; we make sure it actually arrives.
How RV recovery worksFind out in minutes if money is waiting for you.
The check costs nothing and there is no obligation. Tell us what you lost — we search the records and tell you the truth about what we find.