Surplus funds in Louisiana: the rules, straight.
We recover foreclosure surplus, tax sale overages, and vehicle/boat/RV repossession surplus here.
Foreclosure / mortgage surplus
Yes — we recover this here.
Sheriff pays seizing creditor, then juniors, then debtor (C.C.P. 2373; executory via 2724). Disputes: intervention (1092) or deposit in court registry.
Civil-law parish sheriffs; Orleans often Civil Sheriff. No pre-escheat fee cap or assignment bar found. Juniors may intervene anytime before sheriff distributes.
Tax sale overages
Yes — we recover this here.
Pre-2026 bid-down tax sales typically produced no owner cash surplus. From 1/1/2026: lien auction; later sheriff/judicial sale surplus to owners (47:2267) or parish holds (47:2211).
Deadline: 47:2211: affidavit within 1 yr of notice or excess reverts to parish. 47:2267: 1 yr then UUPA.
Acts 774/409 (2024) plus 411 (2025) Tyler-aligned lien system. 3-yr redemption. Parish procedures differ (Orleans Treasury vs sheriff). No pre-escheat fee cap found.
Courtroom requirement: Process here varies enough that we route files through counsel review — included in the same contingency deal.
If nobody claims it: Tax-lien judicial sale surplus undeliverable: registry 1 yr then UUPA (R.S. 47:2267). Parish 47:2211 leftover reverts to political subdivision after 1 yr.
Cars, boats & RVs in Louisiana: Vehicle/boat/RV repo surplus: UCC § 9-615(d) obliges the LENDER to return the surplus; § 9-616 explanation on request; § 9-625(c)(2) statutory damages for noncompliance. Demand-letter work against the secured party — no county, no state surplus-fee cap in this table.
This page summarizes public statutes for general information — it is not legal advice, rules change, and unverified items are confirmed by our desk (and counsel where needed) before any agreement is papered. Primary source: https://www.legis.la.gov/legis/Law.aspx?d=111445 · https://www.legis.la.gov/Legis/Law.aspx?d=631587
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